Six Steps to Build a Personal Plan That Holds Up When Business Slows

a woman business owner sitting at a laptop looking at her dashboard, planning her next business moves

By Sergio Ortiz Owning a business means accepting a certain level of variability. Revenue rises and falls, expenses shift, and growth rarely follows a predictable pattern. Most owners understand this on the business side, but fewer consider what that volatility means for their personal financial plan. When your household relies on the income the business […]

The Labor Market Is Cooling—But Not Cracking

a help wanted sign hanging in a window

By Bryce Coward, CFA, CFP® Labor market data sits at the center of how people judge the health of the economy. It’s one of the most widely cited indicators of economic strength, and also one of the most emotionally charged. Jobs aren’t abstract. They’re concrete. They shape income, identity, and facilitate a sense of security, […]