The Delayed Wealth Curve and Why It Can Feel Like You’re Behind
By Sergio V. Ortiz A Common Experience, With a Recognizable Pattern In my experience, there’s a moment that tends to surface for professionals in fields like dentistry, medicine, and other high-training careers. It feels like you’ve done everything required: years of education, years of training, often taking on significant debt along the way. You may […]
Is Your Practice Protection Growing as Fast as Your Production?
By Sergio Ortiz Recently, my wife and I went out to dinner with a group of friends. She’s a nurse practitioner, and before long the conversation turned to the practice where she works. Someone asked a question that immediately shifted the tone of the table: what happens if the doctor in the office suddenly can’t […]
The Overlooked ROI of a Well-Designed Small Business 401(k)
By Sergio Ortiz There are many reasons small business owners may avoid implementing a 401(k). It’s easy to push to the bottom of the to-do list, it may not feel mission-critical, and it’s easy to tell yourself you’ll revisit it when the business feels more established. Cost, complexity, and competing priorities can all play a […]
How a Successful Dental Practice Fits into Your Financial Plan
By Sergio V. Ortiz When I go to the dentist, the engineer side of me comes out. I’m drawn to the precision of it all. The way a busy office functions like a system where each part has a purpose, and how small adjustments can meaningfully improve outcomes. When everything is working as it should, […]
Six Steps to Build a Personal Plan That Holds Up When Business Slows
By Sergio Ortiz Owning a business means accepting a certain level of variability. Revenue rises and falls, expenses shift, and growth rarely follows a predictable pattern. Most owners understand this on the business side, but fewer consider what that volatility means for their personal financial plan. When your household relies on the income the business […]
7 Financial Planning Strategies to Help Business Owners Save on Taxes
By Sergio V. Ortiz The Strategic Wealth Group at Meridian Wealth Management does not provide tax or legal advice. The opinions and views expressed here are for informational purposes only. Please consult with your tax and/or legal advisor for such guidance. Running a business can come with plenty of rewards, but it also comes with […]
How to Stay Invested and Fund Your Lifestyle — Even When Markets Get Choppy
By: Sergio V. Ortiz, Wealth Advisor A few months ago, I sat down with a couple who had just retired. Let’s call them Mark and Susan. After decades of diligent saving and careful planning, they were finally ready to enjoy the next chapter — travel, time with grandkids, and a few long-awaited experiences they’d been […]