How to Think About Your Legacy Honeywell Pension Options
By Chase Gelardi, CFP® If you joined Honeywell before the pension plan was frozen in the early 2000s, there’s a good chance you still have a legacy benefit. If you’re approaching retirement, the decision tied to that benefit is no longer theoretical. In my experience, for many employees in this situation, the pension has been […]
SWG Quarterly Newsletter: Market & Planning Update | Q1 2026
Each quarter, we provide the latest market and economic updates, valuable planning insights, and other relevant information to help you stay informed. Data Monitor Inflation Consumer price inflation has moderated further, with core inflation recently hitting 2.5% YoY as of February 2026 after falling consistently since the middle of 2022.1 Inflation has been a key concern […]
How a Freeport Career Can Create Financial Complexity Over Time
By Chase Gelardi, CFP® In my experience, a long career at a publicly traded company can often evolve in ways employees don’t fully anticipate. Everyone’s path is different, but one pattern keeps emerging: growing financial complexity. In this case, complexity is driven largely by how compensation changes over time. What may have started as a steady […]
401(k) Rollover Decisions for Intel Employees in the Phoenix Area
By Chase Gelardi, CFP® Intel has been one of the largest employers in the Phoenix area for decades, after establishing a long-term presence here in the 1970s. For many employees, Intel wasn’t just a job. It was an entire career. People can start young, move through different roles and life stages, and spend decades consistently […]
SWG February 2026 Market Update
Over the past week, we’ve been experiencing more day-to-day volatility, with sharper swings and a noticeable shift in market leadership. While market volatility is never comfortable, periods like this can feel especially unsettling after the strong run led by a relatively small group of large technology companies over the past few years. That said, this […]
What Carvana’s Stock Run-Up Reveals About Employer Stock Risk Near Retirement
By Chase Gelardi, CFP® For employees receiving equity compensation at Carvana, performance over the past few years has been very good to shareholders. And while that kind of growth is certainly a good problem to have, it can still create real planning complexities. When a significant portion of your net worth is tied to […]
Should I Pay Off My Mortgage Early? A Pre-Retiree’s Guide to One of the Biggest Financial Decisions You’ll Make
By Chase Gelardi, CFP® Deciding whether to pay off your mortgage early looks like a straightforward math problem, but it rarely is. When you’re approaching retirement, the plan you’ve been saving for is starting to come into focus. The major goals are clearer, and your assets mostly need to be maintained so everything stays on […]
SWG Quarterly Newsletter: Market & Planning Update | Q4 2025
Each quarter, we provide the latest market and economic updates, valuable planning insights, and other relevant information to help you stay informed. Data Monitor Inflation Consumer price inflation has moderated further, with core inflation recently hitting 2.6% year-over-year as of November 2025, after falling consistently since the middle of 2022. Inflation has been a key […]
Making the Most of Company Stock and Benefits Before Retirement
By Chase Gelardi, CFP® Congratulations! After a successful corporate career, it’s almost time to retire. The ability to play golf every day or take your grandkids to school doesn’t happen overnight. It takes years of planning, communication, and patience. As retirement approaches, you get to stop focusing on leading teams or driving company results and […]
Staying the Course: A Lesson in Financial Planning During Uncertain Times
By: Chase Gelardi, Wealth Management Advisor When markets get choppy or headlines turn negative, it’s natural to feel uneasy. You might even find yourself thinking, “This time feels different.” That reaction is completely normal—we’re human, after all. But if we take a step back and look at the big picture, History tells a consistent story: […]